To exercise the no-refi rate drop option, you must contact Navy Federal. (d) RATES AND TERMS ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE. (c) Exercising the no-refi rate drop option will permanently reduce your interest rate, as well as the remaining principal and interest payments on your loan but will not modify any other terms contained in your loan documents, including the principal balance, maturity date, and additional amounts due for escrows as part of your monthly Periodic Payment under your Security Instrument. There is no limit on the number of times the no-refi rate drop option can be exercised if all applicable criteria are met each time. (b) You must pay a $250.00 fee each time that the no-refi rate drop option is exercised. (2) (A) You must contact us and request to exercise the no-refi rate drop option (B) the reduced interest rate for your loan must be at least 0.25% lower than your existing rate when you request to exercise the no-refi rate drop option (C) your loan must be current with no more than one monthly payment, which includes principal, interest, taxes, and insurance, that has been 30 days late or more within the last 6 months of your request (D) you have made at least 6 consecutive monthly payments, which includes principal, interest, taxes, and insurance, on your loan since closing or the last time you exercised your no-refi rate drop option (E) you do not have an active bankruptcy case pending or you have not filed for bankruptcy protection within 6 months prior to your request (F) your loan is not in an active loss mitigation option, process, or consideration and (G) you continue to own the property, notwithstanding successor-in-interest exceptions. Cash-out refinance transactions, however, are not eligible for the no-refi rate drop option. (1) Your loan is one of the following fixed-rate mortgage loan products: Homebuyers Choice, Military Choice, or 15- and 30-year Jumbo Fixed loans (collectively, “Covered Loan Products”) with Navy Federal Credit Union. (a) To be eligible to exercise the no-refi rate drop (Rate Reduction) option and receive a reduction to the interest rate on your loan, you must meet all of the following criteria:
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Milena Živanović ( Serbian, Minimax, season 3)Ĭecilia Gómez ( Latin American Spanish) Snežana Nešković ( Serbian, Minimax, seasons 1-2, 4) Tatiana Veselkina ( Russian, S1E3 (demo version) and promos) Viorel Ionescu ( Romanian, Equestria Girls) Pedro Alcantara ( Brazilian Portuguese, demo version) Motoko Kumai ( Japanese, seasons 1-2, Equestria Girls, and My Little Pony The Movie) įrancisco Freitas ( Brazilian Portuguese) Tizar Sponsen ( Indonesian, Equestria Girls) Hannes Maurer ( German, seasons 1-4 season 7 onward, Equestria Girls, Rainbow Rocks, My Little Pony The Movie) Pier-Luc Funk ( Canadian French, My Little Pony The Movie) Sari Ann Stolt ( Finnish, from season 2 onward) Winnie Chow ( Cantonese for Hong Kong, DVD version) Gao Han ( Mandarin Chinese for mainland China, My Little Pony The Movie) Luo Yuting ( Mandarin Chinese for mainland China) Wang Zhenling ( Mandarin Chinese for Taiwan, season 5 onward) Su Zhaohua ( Mandarin Chinese for Taiwan, seasons 1-4, Equestria Girls) Steve Patrick ( English, My Little Pony: Dragonfire) Kira Buckland ( English, My Little Pony: Power Ponies) Princess Cadance (adoptive sister-in-law) the Dragon, Princess Spike, Sparkle-warkle, Dragon Lord Spike, Spike the Hilarious, Spike the Mighty, Precious Pants, DJ Scales-n-Tail, Sp ( The Periodic Table of My Little Pony), Real Stone Spike Huffy the Magic Dragon, Spikey-wikey, Rainbow Dash, Rainbow Crash, Peewee, Spikey-poo, Hum Drum, Spikey-boo, Great and Honorable Spike the Brave and Glorious, Mr. Golden Oak Library, Ponyville (season 1 to 4)Ĭouncil of Friendship member (as of S9E26) Spike's dog form, as he appears in My Little Pony Equestria Girls The event had over 100 entries in its first year followed by 37 entries in year two (16 finishers) and 83 entries in year three. The Mint 400 Unlimited Race 2023 The Mint 400 has held the title of the toughest, most spectacular off-road race in North America since 1968. It was created by the Parker Dam Chamber of Commerce (now Parker Area Chamber of Commerce) and NORRA. A special breed of Green Berets from 5th Special Forces Group (Airborne), entered this year’s Las Vegas Mint 400 race in March with two variant editions of t. The Parker 400 race began in 1971 and was called the “Dam 500”. That includes industry-leading production from our team at Mad Media, live stream team, and events group.” Racers, partners, and fans can expect us to deliver the best experience, media coverage, and value in the industry as we continue to grow and expand our offering. The Mint 400 :: 2023 Mint 400 :: Entry List :: LiveMotorSports 2023 Mint 400 to Entry List Entry list is sorted alphabetically. Come check out the newest wheel designs, browse product displays, and take advantage of exclusive event pricing on apparel and gear You can find us at the intersection of Fremont and 7th in downtown Las Vegas on Thursday, March 9th. Full live timing and results from the event are available at. “We’re preparing to take the same assets and marketing power that we have used to make The Mint 400 the biggest spectacle in the sport and apply that to our entire league. The Method Race Wheels popup store awaits you at the Mint 400. Unofficial Youth 170 Production results from the 2023 BFGoodrich Tires Mint 400 are as follows: Y71 Charlie McKay, 7 laps, 25:45.773. San Diego, CA December 22nd 2022 The Mint 400 owners, The Martelli Brothers and Event Director Kilian Hamlin announced today that they are adding. The Great American Off-Road Race to further expand their class lineup to include short course UTV racing. “The Parker 400 is one of the oldest and most historic races in our sport and we’re excited to have that become part of our calendar as we take yet another massive step forward in our league’s development,” says Unlimited Off-Road Racing CEO and co-owner Matt Martelli. The Mint 400 to Host Short Course UTV Racing in 2023. The new Unlimited Off-Road Racing series will include the UTV World Championship, as well as a class for motorcycles. The Mint 400 :: 2023 Mint 400 :: Entry List :: LiveMotorSports 2023 Mint 400 to Entry List Entry list is sorted alphabetically. Microsoft Office 2016 version has undergone an upgrade that has improved its functionality and interface by quite a notch since the introduction of several new features, all highly user-friendly. New Features launched in Microsoft Office 2016 Microsoft Office Web Apps (Word, Excel, PowerPoint, Outlook).The following programs and software have been included in the Microsoft Office Suite 2016: What New Comes with Microsoft Office 2016? It can function smoothly on Mac operating systems as well.įurthermore, users of MS Office 2016 torrent can view, edit, create as well as save files directly onto the cloud from their Windows PC. This new version of MS Office is compatible with several operating systems including XP, Vista, Windows 7, and Windows 10. The new version of MS Office 2016 is now considered as the primary file type of spreadsheets. This file type was used widely in every Microsoft Word 2016 spreadsheet that met compatibility with the Windows operating system. The earlier version of MS Office only supported the ‘Microsoft Office 2016’ file. What should you expect in Microsoft Office 2016? It has been meticulously designed in such a way that it seamlessly runs on several different operating systems such as XP, Vista, and Windows 7, Windows 10, along with the latest version possessing the ability to run without skipping a beat on Mac operating systems as well. Currently, Microsoft Office 2016 is used as one of the primary file types for spreadsheets. This file can be used for all Microsoft Word 2016 spreadsheets that are compatible with the Windows operating system. In earlier versions of Microsoft Office, a file named ‘Microsoft Office 2016’ can be found easily. MS Office is one of the most reliable brand names in the current market. The Microsoft Office Suite is used on a global scale, from small business owners to multi-billionaire companies. It hosts hundreds of features available within the suite that is equipped to cater to all your professional as well as casual needs. Microsoft Office is an office suite with tools that are multipurpose in nature and suit amply for a multitude of business-related work. Why should You Care About Microsoft Office? The Microsoft Office 2016 package includes 2016 versions of MS Word, MS Excel, PowerPoint, OneNote, MS Publisher. While MS Office 2016 can be downloaded legally from Microsoft’s official website, it will require you to pay for the software and buy it.Īpart from Windows, MS Office 2016 is available on Mac OS as well MAC users can easily avail themselves just as their fellow Windows users. It is suitable for professionals, students, office employees, and digital marketers. Microsoft Office 2016 is the updated version of the Microsoft Office suite series released after the 2003 Suite. As a user and developer, I don't believe every app needs to be a subscription, so I want to be able to offer this subscription-free :). The app is FREE with a ONE-TIME IAP to unlock "Premium". I see it as a todo-list app where you add, manage, and delete games as you finish them.Ī lot of users also like to use it to track their collection (like myself!), and for that, I support things like game ratings and custom lists to help those who want to "collect" within the app. I posted here almost two years ago when I first released this app, but I’ve been incrementally updating the app with more quality of life features.Ĭartridge is meant to help manage your gaming backlog. This subreddit is not endorsed or sponsored by Apple Inc.Īs Summer Game Fest kicks off and everyone catches up on what PS5 and Xbox has to offer, I wanted to post again about my video game backlog app, Cartridge. If you'd like to view their content together, click here. This fundamental difference in audience is why we support two communities, r/Apple and r/AppleHelp. Apple SubredditsĬontent which benefits the community (news, rumors, and discussions) is valued over content which benefits only the individual (technical questions, help buying/selling, rants, etc.). Not sure what to buy?Īsk in our Daily Advice Thread or in our dedicated sister sub /r/AppleWhatShouldIBuy! See also the iPhone Upgrade Wiki for more information. Comments that are spreading COVID vaccine misinformation/claims are not allowed.Ĭheck here to see if any Apple services are down.These belong in the beta subreddits listed below. The proper place for advice is /r/AppleWhatShouldIBuy. No posts or comments relating to buying, selling, trading, giveaways or asking for advice about any of those topics.No content related to piracy or illegal activities.Before posting, read the detailed rules here. Self-promotion is allowed on Sundays only, strictly reserved for app developers and must be in the form of a self-post. We may approve your post if it is a high-level issue that can't be found through searches, or if it affects a large amount of people. No support questions outside of the Daily Advice Thread.No posts that aren’t directly related to Apple or the Apple eco-system.No rude, offensive, or hateful comments.
In conclusion, turning off Find My iPhone is an important step to protect your privacy and ensure the security of your personal information. How to recover photos from a broken iPhone? How to recover permanently deleted photos from iCloud How to restore WhatsApp messages from iPhone More incredible things that CopyTrans Backup Extractor can do for you: ✔️ compatible with different backups: iCloud, iTunes, CopyTrans Shelbee, or other programs To restore your device from a backup you have to disable “Find My”. With a few clicks and with the help of CopyTrans Shelbee you will be able to recover what you need. Now what? The easiest solution is to restore this lost data from a backup. Let’s imagine a situation where you lost some of the important data on your iPhone (who knows, you accidentally deleted contacts or some photos). So, if you are still wondering why should you turn off “Find My iPhone” function, then we are here to give you more details. Check out the best Backup and Restore options below. Now this device is no longer associated with your Apple ID and can be used by someone else. Go to My Devices and remove the device from the list by clicking a blue cross icon, like so:.There is a possibility to turn off “Find my iPhone” function using your PC. That is how to pause Find My iPhone in a few clicks on your phone. On your iPhone, iPad, or iPod Touch, navigate to Settings > tap on Your Name > iCloud and look for “Find My iPhone” at the bottom.ĭisable “Find My iPhone” by sliding the switch to the left. Once prompted, enter your iCloud password and tap “Turn Off”. On your iPhone, iPad, or iPod Touch, go to Settings > tap on Your Name.Ĭlick on “Find My”, then click on “Find my iPhone”.ĭisable “Find My” by sliding the switch to the left. So, where is find my iPhone in settings? Just follow the steps below: How to turn off Find my iPhone on iOS 12 and below.How to turn off Find my iPhone on iOS 13 and 14.There are two ways to turn off Find My iPhone: Activation Lock is enabled automatically when you turn on “Find My iPhone”.īefore restoring a backup or selling your device to someone, you’ll need to disable Activation Lock by turning off Find My iPhone. The phone will not accept another Apple ID, except for the old one. Its purpose is to prevent a potential thief from resetting the stolen device to factory settings and being able to use it. The reason behind turning off the “Find My iPhone” tool is a feature called Activation Lock. □ When bringing it for service to Apple store technicians. □ To reset or restore your device, to bring it to out-of-the-box condition. Here is a very useful User guide by Apple that would guide you through the whole process.Īs useful as it sounds, there are times when you need to have “Find My iPhone” disabled: This is how your device will look like on the map: You will also be prompted to include your contact phone number and a message that would appear on the lost phone: ⚠ DO NOT LOSE this passcode, you will need it to turn off the “Lost mode” on the device. If you do not have a passcode set up, you will be asked to come up with one. To see your device on the map, click “Lost mode”. You will see a screen that looks like this: If your device got misplaced, forgotten, or, god forbid, stolen, log in to your iCloud account and click the “Find My” tab. Pretty neat, isn’t it? So how does this work? How to use find my iPhone? Tap on the name of each device to play a sound, put your device into lost mode, or erase your device. Devices that have their “Find My iPhone” turned ON and are linked to your Apple ID will show up as a green dot, and devices that are currently offline will show a grey dot for the last known location. You can use “Find My iPhone” from computer or any other Apple device, simply log in with your Apple ID to iCloud and you will be able to find all of your Apple products on a map. Previously known as “Find my iPhone”, it was renamed with the release of iOS 13, since it now works with your iPad, AirPod, Apple Watch, and MacBook. □ The “Find My” is a very useful feature designed to help you locate your Apple devices. Shred it events are being held nationwide all the time. Common locations include church or school parking lots. Most events are held in large and public spaces. To let the maximum number of people attend, most events are held on Saturday mornings and last 2-3 hours. When it comes to finding local shred it events in your nearby area, here are a few tips for finding an event to meet your schedule: Event Times With a process as simple as showing up and dumping your papers in the bin for the rented truck to shred, participants have the convenient chance to get together and protect their communities from fraud and identity theft.įor some events, their hosts may ask for donations or a small fee to go towards fundraisers and local causes. Shredding events are held in local communities and usually are sponsored by local businesses, charities, and nonprofits to give communities access to protection and education about identity theft. You need any shredding done at all-shred events accept any amount, and the best part is many shred events are free.You’re instead risking throwing paper in the trash to save time and money.You don’t want to pay to have your documents shredded by services.You don’t have the time to shred all your papers yourself.You’ve been keeping all your sensitive information to the point that now you have too much to shred.There are a few reasons and situations where attending shred it events may be a good option for you: Options range from shredding yourself to using services, but when it comes down to it, people look for the perfect balance between safe, cheap, and convenient-which is where a local shredding event comes in. In 2019 there were 13 million fraud victims, and as identity theft numbers continue to rise, the reasons to make information security a higher priority also continue to grow. Video Transcription The Need to Shred Is Inevitable Never risk your private information-there are always ways to shred your paperwork and keep your identity safe. This guide will teach you how to find local shred events happening in your community. Shred events provide a cheap, easy, and secure way to shred a box or two of old files. When it comes time to shred, there are a variety of shredding service options that companies can choose from, however if you are an individual looking to shred a small amount of paperwork without investing in a personal shredder, you have options too. It is one of the easiest ways to ensure the private information held on paper files is kept secure. Please inquire about this service specifically.Shredding documents has become a common practice. * Please note that the Plastic Data (i.e, fiche, film, media, photographs) can be shredded but must remain separate from the paper. of material, will be accepted per person (no business shred, please). The process takes only a few minutes and Confidata will come to your car to assist you with your bags and boxes.Ī maximum of 5 boxes, or 175 lbs. The general public is invited to bring their personal documents, financial statements, credit card offers, and other sensitive material to be securely shredded at no charge by the experts from Confidata. Herkimer County Chamber of Commerce Sip N ShredĤ20 E. Visions Federal Credit Union- Huron Campus These shred events are open to the general public, no businesses please. If you are a business looking for shredding services, please contact us for a quote. UPDATED FOR 2019: Confidata is teaming up with some local partners to bring free shred events to the local Albany, Syracuse, Binghampton, and Utica areas during 2019. She did not know that older kids were in on the 'Kidnapping". "don't turn around" said my kid brother,while he took a bandanna and blindfolded my mom. My mom was watching TV when we came in."You're being kidnapped!" my kid sister blurted out. My siblings and I exploited this for all it was worth. They tried not to upset us kids, but a few days before they had a ugly argument in front of us To make it up, my mom was spending more time than usual playing with my siblings. "Now "said Sean " for the other hostage " I knew then that the kidnapping of my mother was still on.Īt this time My Mom and Dad were going through a rough spot in their marriage. But she did slacked the ropes a little bit and said "Better? "Although still a little tighter than I was used to when Sean or Cindy tied me, it was bearable. Her answer was to shove piece of white cloth in my mouth and tightly tie a scarf over it. I objected-one of the few times I ever did. But I was surprised that Meg could tie so tight. I had a cousin, Cindy, (who will play a major role in the summer vacation post) who could tie as good as any boy I met. I felt my hands being pulled behind me and cord being put around them. I heard Meg's voice "Payback Time" saw Sean step our from behind and gave me a "Hey, I don't have a choice"kind of look. It was the edge of a super soaker-they were just out on the market. All of a sudden I felt something in my back. She was just watching One day -this is all second hand-Meg challenged Sean to be the victim for a change.Īll seemed set. I was waiting for Meg to finish her swim and go home, so Sean and I could get on with business.I checked to see if Mom was doing anything that might keep her from playing kidnapee. Soon I went over to where my brother and sister were. Nothing out of the ordinary as far as mom was concerned. Sean's mom and mine despite temperamental differences were good friends and Sean's family were welcome to use our pool. Sean had no choice On the appointed day- it was summer- Meg went over to our house to use our pool. It would be a double Kidnapping me and my Mom. She approached Sean when I wasn't there and made a proposal. This is based on what Meg told me afterwards. Meg instead decided this would be a good oppprtunity to get even with me.īesides she had enought of a rebel streak in her to think it would be a fun joke on my mom. I was her next target but no opportunity arose until she overheard Sean and me plotting the "kidnapping" of mom. Sean was a male chauvinist he did not think a girl could tie. One day -this is all second hand-Meg challenged Sean to be the victim for a change. Unknown to us, Meg had done some research on her own, consulted a friend of hers who was a Girl Scout, and learned a few knots of her own. and seemed to have a "If I don't let them tie me up they will bug me until they do so let's get it over with" type attitude. Meg was a pretty good guinea pig for Sean and Me. Ok in the looks department but nothing more. Sean sister was two years older than Sean and Me the nearest I could describe her is Annette O Toole, but (not meaning to be cruel) not quite as attractive. I had seen this but decided that it was not a good time to strike.Īt this point a new factor entered: Sean's sister. She was "Tied" with a clothesline which she had to struggle with to keep from falling off and ruining the game. Just a couple of weeks ago my mom had let my siblings kidnap her. We developed a scheme where we would play with my siblings, take mom hostage, and them let the tying begin. However we had an excellent diversion in my younger brother and sister. My mom was not quite as free spirited as Sean' Mom so a direct approach was out. and had to admit there was certain balance to the idea. I loved my mother but everyone was a target. Mom had red hair cut on her shoulders, was medium in build, and about 5.7 Sean, having helped me tie up his mother, now he wanted to tie up my mom. If you looking for a physical description the closest I can up with is Catherine O'Hara, the mom in Home Alone. Mom was about 37 at the time of this incident. This could be considered either a sequel to my first post "Tying up Sean's Mom"or as a prequel to the Summer vacation epic.One of the main characters in that saga will be introduced: My mother. Because pianos typically have multiple strings for each piano key, these strings must be tuned to the same frequency to eliminate beats. Likewise, if a string tuned to 220 Hz (with a harmonic at 440 Hz) is played together with a string tuned at 442 Hz, the same 2 Hz beat is heard. For example, if a piano string tuned to 440 Hz (vibrations per second) is played together with a piano string tuned to 442 Hz, the resulting tone beats at a frequency of 2 Hz, due to the constructive and destructive interference between the two sound waves. This fluctuation in the sound intensity is a result of two (or more) tones of similar frequencies being played together. Īn out-of-tune piano can often be identified by the characteristic " honky tonk" or beating sound it produces. For these reasons, many piano manufacturers recommend that new pianos be tuned four times during the first year and twice a year thereafter. Frequent and hard playing can also cause a piano to go out of tune. In newer pianos the strings gradually stretch and wooden parts compress, causing the piano to go flat, while in older pianos the tuning pins (that hold the strings in tune) can become loose and not hold the piano in tune as well. Changes in temperature can also affect the overall pitch of a piano. For instance, changes in humidity will affect the pitch of a piano high humidity causes the sound board to swell, stretching the strings and causing the pitch to go sharp, while low humidity has the opposite effect. Many factors cause pianos to go out of tune, particularly atmospheric changes. Constructive and destructive interference results in a beating pattern in the resulting wave. The two waves are initially identical, then the frequency of the green wave is gradually increased by 25%. The sum (blue) of two waves (red, green) is shown as one of the waves increases in frequency. Many piano manufacturers recommend that pianos be tuned twice a year.īackground A piano tuner's most basic tools include the tuning lever (or "hammer") and mutes An illustration of beating. Professional training and certification is available from organizations or guilds, such as the Piano Technicians Guild. Piano tuning is done by a wide range of independent piano technicians, piano rebuilders, piano-store technical personnel, and hobbyists. In practice, a MIDI software can label middle C as C 3-C 5, which can cause confusion, especially for beginners. For a classical piano and musical theory, the middle C is usually labelled as C 4 (as in scientific pitch notation) However, in the MIDI standard definition this middle C (261.626 Hz) is labelled C 3. In all systems of tuning, every pitch may be derived from its relationship to a chosen fixed pitch, which is usually A440 (440 Hz), the note A above middle C. (See Piano key frequencies for the theoretical piano tuning.) Pianos are usually tuned to a modified version of the system called equal temperament. Fine piano tuning requires an assessment of the vibration interaction among notes, which is different for every piano, thus in practice requiring slightly different pitches from any theoretical standard. The meaning of the term 'in tune', in the context of piano tuning, is not simply a particular fixed set of pitches. Piano tuning is the act of adjusting the tension of the strings of an acoustic piano so that the musical intervals between strings are in tune. This hyper-metallic product allows you to create long-wearing, multidimensional looks without the worry of fallout. What Else You Need to Know: The easy-to-use, multi-chrome flake formula requires no mixing medium or adhesive to apply onto eyes or face. Ingredient Callouts: Free of parabens, formaldehydes, formaldehyde-releasing agents, phthalates, mineral oil, retinyl palmitate, oxybenzone, coal tar, hydroquinone, sulfates SLS & SLES, triclocarban, triclosan, and contains less than one percent synthetic fragrance. What it is: An innovative, self-setting, water-based gel formula with suspended multicolored, multichrome flakes.
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